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Products/Interest Rates

The product information below relates to accounts that were not transferred to Allied Irish Banks p.l.c. and are still held with Anglo Irish Bank.

Variable Accounts	Gross* %**	AER %
Easy Access Reward Account	3.45*	3.45*
Premium Demand Account	3.35**	3.35**
Easy Access Account	1.75	1.75
Interest credited to the account annually on the 31st December

Short Term Fixed Accounts
3 months	Please contact us for our current rates
6 months	Please contact us for our current rates
Interest credited to the account after final maturity

Medium-Long Term Fixed Accounts	Gross* %**	AER %
1 Year	2.00	2.00
2 Years	4.55	2.25
3 Years	6.90	2.25
4 Years	12.55	3.00
5 Years	15.93	3.00

Historic Accounts	Gross* %**	AER %
7 Day Notice Account	1.85	1.85
30 Day Notice Account	2.00	2.00
Regular Annual Saver Account	4.00	4.00
1 Year Fixed Term Reward Account	3.50	3.50
Please note: these accounts are now closed for new applications but may still be held for existing clients

Interest rates quoted do not form the basis of a contract.

AER = Annual Equivalent Rate

*A standard rate of 1% gross/AER variable payable for entire term plus a reward rate of 2.45% gross/AER fixed payable for 12 months from account opening where there are 2 withdrawals or less.

**Rate of 3.35% gross/AER variable (with a minimum ECB +0.5% rate guarantee until 1st January 2011) is applied to accounts with balances up to and including €100,000. Standard variable rate of 3.05% (with a minimum ECB rate guarantee until 1st January 2011) applied to accounts with balances greater than €100,000. (From 1st January 2011, the prevailing rate will apply.) Returns are subject to DIRT, where appropriate.

***Gross returns are subject to DIRT (currently 27%), where appropriate. Terms and conditions apply.

Interest is calculated on the closing balance each day. Interest on our fixed term accounts is added on the account maturity date. Interest on our notice accounts (easy access, 7 day notice & 30 day notice) is added on the last working day in December or when the account is closed.